About Us


Home Cover

Home Cover provides peace of mind that, if, through specific events, your member’s property is damaged, destroyed or stolen, it can be repaired or replaced. And it will usually be on a "new-for-old" basis, regardless of the item’s age.

Home Cover Core Defined Events

  • Fire
  • Explosion
  • Lightning or thunderbolt
  • Earthquake or Tsunami
  • Theft
  • Vandalism
  • Water or other liquid
  • Storm, Rain or Flood
  • Accidental Glass Breakage

Download the Home Cover product disclosure statement

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Home Cover Prestige

Home Cover Prestige provides cover in addition to the specific events listed above, as it also protects your members against power surge, malicious damage and accidental loss or damage to home and contents at the insured address. Plus it provides extended cover for contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.

Download the Home Cover Prestige product disclosure statement

Landlords Cover

A landlord needs to reduce their vulnerability to vandalism, malicious damage, and theft. Not to mention lost rental income, should their property become unlivable because of major damage.

There is also protection from risks like fire, lightning and storm or flood damage, falling trees and unforeseen catastrophes.

Landlords insurance core defined events

  • Fire
  • Explosion
  • Lightning or thunderbolt
  • Earthquake or Tsunami
  • Theft (not by tenant)
  • Vandalism
  • Water or other liquid
  • Storm, Rain or Flood
  • Accidental Glass Breakage

Download the Landlords product disclosure statement

Motor Vehicle Cover

Cars cost money to buy, money to own, and money to run. So anywhere your members can save deserves closer inspection.

Benefits Include

Comprehensive (including Nominated 30+ Driver Policies)

Third Party Only

Third Party Fire and Theft

Accidental loss or damage to your vehicle

Loss or damage caused by fire or theft

14 day hire car following theft

Windscreen or window glass breakage cover option

4 year new car replacement option

Repairs or replacement of single box trailer

Towing costs following loss or damage

Essential temporary repairs

Cover for personal items damaged in an accident

Hire car after accident option

Emergency accommodation and transport costs

Finance Gap cover

Uninsured motorist benefit

Legal liability for damage caused by your passenger to another person's property

Legal liability for other people driving your vehicle

Legal cost incurred in relation to legal liability cover


Download the Motor Vehicle Cover product disclosure statement

Mortgage Protection

Even if a member is refinancing or topping up their current mortgage, there’s a fair amount of stress, involved in taking on the responsibility. Plus we all know that, sometimes the unforeseen or unexpected can happen in our lives, and it is good to have some peace of mind.

Cover

Benefit

Main Conditions

Life Cover

In the event of your death, pays the current insured contract amount stated in the Policy Schedule.

Cover available up to a maximum of $500,000

Trauma Cover

Pays the amount of cover selected by you in the event of positive diagnosis of any of the listed diseases such as chronic kidney failure, heart attack, coronary artery surgery, stroke, major organ transplant and cancer.

Automatic cover of $10,000. You may elect to increase cover in multiples of $5,000 up to $50,000

Waiting period of 90 days, from Commencement Date of the Policy

Disability Cover

For each day you are unable to work due to illness or injury, Disability cover will pay to your Financial Institution 1/30 th of your minimum monthly repayment as shown on the loan contract when it was first entered into or the date your disability first occurred, whichever is the lesser, until you are able to return to work.

Maximum payable is $3,000 per month up to 36 monthly repayments.

Waiting period of 28 days

Involuntary Unemployment Cover

Should you involuntarily lose your job, for each day you are unemployed, Involuntary Unemployment cover will pay to your Financial Institution 1/30 th of minimum monthly repayment as shown on the loan contract when it was first entered into or the date your involuntary unemployment first occurred, whichever is the lesser, for up to 3 months or until you return to work, whichever occurs first.

Maximum payable is 3 months, during any consecutive 12 month period. Maximum amount of $10,000 for the first 5 years of the period of cover from the commencement date and $10,000 in any subsequent, unbroken period of 5 years thereafter.

Waiting period of 28 days

Download the Mortgage Protection Cover product disclosure statement



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