Chief Executive Officer
Phil White is CEO and Director of QBE LMI and General Manager of Financial Institutions, QBE Australia. He is also a Director of QBE Mortgage Insurance (Asia) Limited based in Hong Kong.
Prior to his appointment as CEO, Phil was responsible for strategy and distribution of all QBE's insurance products (LMI, general and life insurance) to financial institutions in Australia. Since joining QBE LMI in 2006 Phil has held a variety of senior roles, including Head of Financial Institution General Insurance, Head of Capital Markets and Structured Transactions, and Principal New Business Ventures.
Phil spent the first part of his career specialising in UK commercial property markets and, prior to joining QBE LMI, gained extensive global experience as a management consultant in the UK, Europe, Africa and Australia. Phil has a first class bachelor of engineering degree and is a graduate member of the Australian Institute of Company Directors.
Chief Risk Officer
Michael joined QBE LMI in 2003 as Chief Financial Officer before becoming Chief Risk Officer in 2012. Michael is also Chairman of QBE MI Asia.
He has over 30 years experience in financial services and the accounting profession in Australia, including 11 years in mortgage insurance. Michael’s experience includes 12 years with KPMG principally in audit and assurance. He has also held various senior finance roles in Australia with HSBC, NatWest Markets, Salomon Smith Barney, and AMP.
Michael is a Chartered Accountant (CA), and has a Company Directors Course Diploma from the Australian Institute of Company Directors.
Chief Operating Officer
Paul has more than 25 years' experience in the mortgage and financial services industry in risk management and operations. He was appointed Chief Operating Officer (COO) in 2015, having joined QBE LMI in 2010 as Head of Underwriting. As COO, Paul has responsibility for credit risk management and all operational aspects of the LMI business including underwriting and claims.
Prior to QBE, Paul was a risk consultant at the Commonwealth Bank of Australia having previously worked for the HSBC Group for 22 years, starting in the UK. His previous roles include 'Head of Consumer Credit Risk & Operations' at HSBC Bank Australia Limited and 'Director, European Risk & Operations' for HSBC's Greenfield consumer finance lending operations in the Czech Republic, Hungary, Poland and Republic of Ireland.